(ACPM) and stress testing, KBank ensured timely portfolio management towards any deviation against our planned targets. Meanwhile, KBank has also focused on portfolio management so as to control credit

started its positive contribution to NPAT. Continued growth in digital services AIS digital services continued to scale in size focusing on growing user base both in consumer segment and enterprise

liquidity absorption and injection could be made more precisely. 2.3 Robustness of the government’s treasury reserve position could be ensured. 2.4 Private repo and SBL would become additional tools for

rate of tariff for importing products from China. However, the global economy still has continuously growing up. While Thai’s economic has trend to growing lower than expectation, Not only exporting

top-up through Boonterm kiosk is not much growing. In the middle of Quarter 2, the Smart Boonterm kiosk that sells SIM Card with e-KYC service has launched in the market. In 2H19, the internal economy

generate higher income, and this scheme will complete at the end of this year. The usage amounts from money transfer are continually growing driven by a decrease of the number of banks’ branch then customers

health and esthetics. 2. Overview of operating results for the year 2019. Thai’s economic has trend to growing lower continuously, Not only exporting business but Travelling business also have trend to

transaction amount was Bt9,074mn. However, the money transfer service, of which the Company is the banking agent for 6 banks, has been growing consistently with 1,650,528 transactions per month, increasing 73.0

service, of which the Company is the banking agent for 6 banks. The money transfer has been growing consistently with 1,734 ,915 transactions per month, increasing 76.4% YoY. In term of lending business

follows the four key pillars of the Green Bond Principles 2016 and that aligns with the Social Bond Guidance 2016. By issuing this sustainability bond, Starbucks will finance projects in the coffee growing