, expenses and tax benefit conditions before making any investment decision to make sure that they would be entitled to receive benefits and would not be in breach of LTF and RMF criteria. In all cases

covered in the sustainability building goals to make sure that Thai ESG Funds will be another efficient channel for long-term savings and investment for the public. We should also underline the important

Average ROE* - mean 64% 65% *medians are 18% and 24% for 2014 and 2013, respectively. Source: statistics or financial statements accessible at www.sec.or.th Outlines  Fees: a sure thing  Performance

Green bond < Conventional bond Green bond 10% Conventional bond 39% Not sure 51% Source: Research and Data Department, SEC , Thailand (as of 6/2023) Remarks: *YTM ของ bonds ในแบบส ารวจคอื 3.44% (คา่เริม่

depend on the location and the use of assets. Consultancy Fee Income, the price is fixed by costing plus with reasonable profit which depends on the difficulty and the scope of service in personnel. 3

January 2020 represented an effective markdown of about 1.7% of sales. Lockdowns implemented by many countries due to COVID-19 caused difficulty in the supply chain, which led to deferrals of some order

rising cost of land becomes a major risk for operating a real estate business. Additionally, the difficulty of finding a good location of land with reasonable price point in central Bangkok has arisen

risk for operating a real estate business. Additionally, the difficulty of finding a good location of land with reasonable price point in central Bangkok has arisen. With regarding to the competition

Company’s major export countries, e.g. Cambodia where flood caused transportation difficulty and China where some distributor had weak performance. In addition, Thai baht was stronger than currencies of the

the delay in ownership transfer in a certain number of our customers and lockdown policy implemented in various countries causing difficulty for real estate foreign buyers to proceed the ownership