หน้าที 1 จาก 5 GEL.CS.019/2560 15 August 2017 Subject Explanation and analysis of management for operating results of the Second Quarter Ended June 30, 2017 To Director and Manager The Stock Exchange

หน้าที่ 1 จาก 5 GEL.CS.024/2560 15 November 2017 Subject Explanation and analysis of management for operating results of the Third Quarter Ended September 30, 2017 To Director and Manager The Stock

Quarter ended March, 2019 were severely impacted by production disruptions resulting from breakdown of critical gear and transformer which resulted in an unexpected prolonged Shutdown. While breakdown of

dated November 10, 2018 approved the Company’s Interim Financial Information ending September 30, 2018. The Company would like to clarify the nine-month period ended September 30, 2018 earnings results

/2019 dated November 7, 2019 approved the Company’s Interim Financial Information ending September 30, 2019. The Company would like to clarify the nine-month period ended September 30, 2019 earnings

1/2 Ref: CIG 015/2018 March 12, 2018 Subject: Profit and loss reporting the financial statements for the year ended December 31, 2017 and explanation of more than 20 percent fluctuation in profit and

- Translation – MPIC 007/2018 May 09, 2018 Subject: Submit the Financial Statement for the quarter ended March 31, 2018 and clarification for the change of operating result more than 20% Attention

of Thailand Subject : The clarification about company’s net earning Q2/2017 Dear Sir, The quarterly operating result ended on June 30, 2017 is Baht 5.79 million loss on Baht 8.56 million revenues

Management Discussion and Analysis For the first quarter ended March 31, 2019 Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations@kiatnakin.co.th Tel. +66-2495-1366

1 1. ANALYSIS OF FINANCIAL PERFORMANCE For the 6 months ended June 2018, East Water Group had total consolidated sales and services income of 2,093.08 million Baht, decreased by 155.99 million Baht