historical returns Maximum Withdrawal rate for a 30 year period, with the starting point varying by year The idea of “safe” was measured by the likelihood that you would still have money left after 30 years

in joint ventures in the period ended 31 December 2019, the balance of Baht 5.30 million and Baht 3.53 million respectively were described as followed: 1. SAFE Energy Holdings Company Limited (“SAFE

ventures in the first quarter of 2019, the balance of Baht 1 million was described as followed: 1. SAFE Energy Holdings Company Limited (“SAFE”) is the joint venture that the Company holds 33.37%. Currently

2019, the balance of Baht 1 million was described as followed: 1. SAFE Energy Holdings Company Limited (“SAFE”) is the joint venture that the Company holds 33.37%. Currently, the project has commenced

of Baht 1 million was described as followed: 1. SAFE Energy Holdings Company Limited (“SAFE”) is the joint venture that the Company holds 33.37%. Currently, the project has commenced the operation of

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price. Nevertheless, the company had improved the feedstock management, resulting in the recorded adjusted EBITDA of THB 346 million, a little decrease from the previous year by 2%. In addition, the

(Adjusted Net Income) 942 1,529 1,948 27% 107% อตัรำก ำไรขั้นต้น (%) 27% 25% 29% 4% 2% อตัรำก ำไรสุทธิ (%) 10% 6% 9% 3% (1%) Adjusted Net Income Margin (%) 10% 8% 11% 3% 0% ในภาพรวมผลการด าเนินงานในไตรมาสท่ี

over net earned premium increased from 57.77% in the same quarter last year to 62.51%, as the terms and conditions of compulsory motor insurance had been adjusted in accordance with the notification of

declined from 63.48% to 58.46% mainly because the Company had adjusted the premium rate and condition of some non-motor policies. The overall loss ratio therefore was in decline. 2. Net investment revenue