know-your-customer requirement or e-KYC via online methods. The use of authentication and verification under the National Digital ID (NDID) system will make it convenient, quick and reliable to open

have risen abruptly, especially the rapid evolution of digital technology, intensified effects of climate change, and regulatory changes in the financial business. To cope with these issues, most

.   ______________________ Note:   *Regulatory Guillotine refer to a rapid, transparent, and low-cost method coupling with stakeholder participation to review existing laws and

April 18, 2022 “Red flags” – how useful? • Very rapid growth • Charismatic founder with carefully managed image • Cultivation of politicians • Promises of philanthropy • Complexity • Friends and family in

Community (AEC), and the advancing digital age amid the rapid pace of technological advancement, thus leading to changing customer behavior, regulatory changes and life platform-driven competition. Given the

U.S. decreased gradually throughout the quarter, after a rapid increase from the middle of Q2/2016. Also, In September, crude prices continued to adjust upward with respect to crude production in Gulf

2015 2014 LIQUIDITY RATIO Current Ratio 4.26 Times 3.71 Times 4.03 Times 3.22 Times Quick Ratio 1.36 Times 1.27 Times 1.57 Times 1.22 Times Cash Flow Liquidity Ratio 0.35 Times 0.47 Times 0.19 Times 0.64

of trust and confidence in the Thai capital market. This goes beyond the SEC having effective supervision, concrete law enforcement, swift detection of abnormalities, and prompt imposition of

Ratio Item Unit Y2019 Y2018 Y2017 1.Current Ratio Times 11.21 9.28 9.42 2.Quick Ratio Times 2.06 1.38 3.16 3.Collection Period Day 33 33 46 4.Payment Period Day 74 84 96 5.Sales Inventory Period Day 723

8.48 M.Bht 2. Financial Status and Major Financial Ratio Item Unit Y2017 Y2016 Y2015 1.Current Ratio Times 9.42 5.86 1.98 2.Quick Ratio Times 3.16 2.70 0.68 3.Collection Period Day 46 41 43 4.Payment