KASIKORNBANK FINANCIAL CONGLOMERATE according to the Basel III Accord B was 18.53 percent, with a Tier 1 capital ratio of 15.17 percent, remaining sufficient to cushion against risk in times of crisis, and

commercial banks and financial institutions to make use of risk management plans and increase opportunities for these businesses to access funds; the enhancement of QR Code standards to service payments in

weighs the impact of each factor even if some factors alone may increase the overall risk to high level, e.g., the client’s lack of integrity, which may cause the result of risk assessment to fail to

, including domestic and global economic policies. Relevant actions taken are as follows:  Establishment of the Risk Oversight Committee to increase level of independence of risk governance structure and

, resulting in fewer deficiencies detected. There are, however, other areas in which further improvements are warranted such as audit planning and risk assessments, audit procedures in response to fraud risk

above external risk factors, the increase in the domestic inflation rate is also viewed as a risk factor to Thailand’s economic growth. It is anticipated that domestic inflationary pressure will be high

loss was from the strengthening of the baht. The company policy is to cover forex risk with forward contracts results in a forex loss of 0.23 million baht or an increase of 0.04 million baht representing

แบบรายงาน_oper risk (สธ.12/2561)

three-month period ended September 30, 2019 is THB 58.91 million, an increase of THB 31.19 million (112.5%) relative to last year quarter’s. This is mainly due to the following factors: 1. Motor insurance

million and earnings per share of Baht 0.54, an increase of 22% when compared to consolidated profits (attributable to equity holders of the parent) of Baht 887 million and earnings per share of Baht 0.45