excluding the release of excess loan loss reserve, credit cost amounted to 2.40% of average loan with increase partly due to the provisions for loan commitments and financial guarantee based on TFRS 9. Basic
increase of the number of Internet users; the ongoing expansion of the e-Commerce market; and the growing recognition of these media as effective advertising and marketing tools. Within the OOH media
Baht 2,178 million mainly from the increase in personnel expenses. Expected Credit Losses (ECL) for 1Q20 totaled Baht 256 million, a decline of 47.1% comparing to Baht 485 million for 1Q19. The excess
Infrastructure services and the Project of selling computer servers and equipment to increase the efficiency of information systems of Social Security Office, the Project for the maintenance of systems and
high at 114.02 KBD. Marketing Business was able to increase market share and maintain its 2nd position in the market. Power Plant Business realized additional profit from Solar and Wind Power Plants. As
sales generated by the project in Phuket. And from the transfer of land ownership of Bang Pu Industrial park (North). 3. Administrative expenses were Baht 207.42 million, an increase of Baht 22.15 million
property interests etc. 2 https://www.sec.or.th/EN/Documents/Auditor/ethical.doc Privacy Policy capital increase of a property fund: The authorized signatories of the management company. Approval for the
100%. These measures have altogether supported the encouraging performance recorded this quarter, with recorded revenue at THB 473mn, or a solid increase of 80.6% YoY and net profit of THB 68mn, which
rapid increase of the number of Internet users; and the growing recognition of these media as effective advertising and marketing tools. Within the OOH media landscape, the trend has shifted from the sole