confidence; 3.) strong tourism growth mainly from higher international tourist arrivals, especially from the ASEAN region, despite a slight decline in Chinese tourist arrivals during the second half of 2018
developed the innovative products and digital financial services as to accommodate time saving for the customers, reduce expenses and make it easy to use. For example; 3.1 Internet Banking on Mobile (LH Bank
PR advertising brand directed to the target group for creating the brand awareness and interested in product test. (2) The Company has still paid attention to develop the innovative product that was
mainly from higher international tourist arrivals, especially from India, Japan, South Korea, the ASEAN region, and recovery in Chinese tourist arrivals as a result of an extension for visa-on-arrival fee
growth; 2.) slow pace of growth in tourism sector which supported by number of tourists from India, Japan, Hong Kong and Malaysia offset an unrecovered of Chinese tourists; and 3.) government subsidy to
independent travelers. According to statistic, visitors from Southeast Asia, combining with East Asia, reveals the highest growth of 12.8 percent year-on-year. However, a decline in Chinese tourist arrival is
domestic seaweed snack market due to our consistent marketing strategies. However, sales for tourists especially the Chinese tourist consumers decreased when compared to the same period of the previous year