total interests expenses together with the tax privileges from the exemption of income tax granted by the Government that helped save more corporate income tax. 1. Analysis of Business Operations (1

market situation as well as a decline in transaction services resulting from the exemption of transaction fees via digital channels. Impairment loss on loans and debt securities fell by Baht 3,227 million

fee income from transaction services caused by the exemption of transaction fees via digital channels, combined with declines in fee income from loan-related services and securities business, whereas

investments and net fees and service income, mainly from lower fees from loan-related services, combined with the decline in fees from transaction services caused by the exemption of transaction fees via

the measure on managing deteriorated dead inventories. In case of slow-moving inventories, the Company would release such inventories according to the buy-back agreement with - 8 - INTEGRITY QUALITY

of tender offer of CSL on 23 January 2018. In summary, there were 476,196,534 tendered shares of CSL or 80.10% of total CSL outstanding shares, all of which AWN acquired. Detail of the release can be

. provision regarding the release or substitution of assets securing the issue. D. Liens In case of issuing secured debt securities, disclose the kind and priority of any lien securing the issue, as well as the

venture with Sansiri, experiences an impact from the new LTV policy and the market uncertainty due to the trade war. The pace of release of newly launched projects are expected to be slow. Sansiri's strong

-Marketing (website, social media, email, and VDO presentation) c) Public relation (international and domestic media relation, press release and press kit, soft launch event, grand-opening event and press

considering more expansion of F&B business. The target revenue from food and beverage business is THB1,000mn within 2023. ( * source: Press Release no. 65/2019 from Bank of Thailand, 6 November 2019