. Hero Experience has completely recorded the debts payable to creditors in the financial statements, except for the late payment penalties and interest of 7.5 - 15.0 percent per year. As mentioned above

financial statements, except for the late payment penalties and interest of 7.5 - 15.0 percent per year. As mentioned above, Hero Experience has appointed the lawyer to be responsible for these lawsuits and

2,808 million and 13.8% y-on-y in 6M’2019 to Baht 5,221 million due to portfolio expansion through COD and acquisitions as mentioned. • EBITDA margin increased q-on-q to 25.8% in Q2’2019 from 1) a 2.4% q

of Thailand Criteria June 2019 March 2019 December 2018 June 2019 March 2019 December 2018 Normal 1,892,343 1,901,489 1,962,102 15,547 15,567 16,215 Special mentioned 48,013 50,516 46,501 596 623 591

Accounts Classified to Bank of Thailand Criteria June 2018 March 2018 December 2017 June 2018 March 2018 December 2017 Normal 1,954,459 1,853,402 1,875,782 15,952 14,550 14,983 Special mentioned 32,710

2018 December 2017 Normal 1,905,406 1,954,459 1,875,782 15,491 15,952 14,983 Special mentioned 37,087 32,710 45,815 572 490 591 Substandard 7,416 14,259 11,760 2,137 7,261 5,275 Doubtful 22,963 16,801

mentioned above and on lower cash and short-term investments. CPN emphasizes on the importance of effective management of its capital structure to be resilient towards the volatile money market and capital

for the late payment penalties and interest of 7.5 - 15.0 percent per year. As mentioned above, Hero Experience has appointed the lawyer to be responsible for these lawsuits and assigned the lawyer to

. As mentioned above, Hero Experience has appointed the lawyer to be responsible for these lawsuits and assigned the lawyer to negotiate with 1 0 creditors which the negotiation was completed in 10

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