their concern on ability to manage liquidity and debt-servicing ability of households and businesses. Although the deterioration in credit quality affected profitability, Thai commercial banking system
new normal world during and post COVID19 our focus remain to: To manage near-term risks and capture gains Prepare for a longer-term global lockdown in case it happen Build upon new opportunities
delivery business - Continued to manage asset rationalization to increase cash liquidity in order to support current and long-term situation - Conducted prudent risk management • Raised customer and employee
-manage cost control To ensure healthy cash flow and preserve profitability amidst uncertainty in 2021, AIS’ approach to optimize cost focuses on digitalization, efficiencies and prioritization. We expect
focus on mobilizing operational responses to protect and grow certain revenue segments while seeking to reduce and optimize cost to ensure the company is able to fairly manage its cash flow and
of business, engages in the business of managing funds for others, or holds himself out to the general public as being ready to manage funds for others, with the intention of investing in derivatives
the special purpose juristic person. The provisional representative under the first paragraph shall have the sole authority to manage the business of the special purpose juristic person in all respects
of business, engages in the business of managing funds for others, or holds himself out to the general public as being ready to manage funds for others, with the intention of investing in derivatives
provisional representative of the special purpose juristic person. The provisional representative under the first paragraph shall have the sole authority to manage the business of the special purpose juristic
and earnings management proxied by earnings series. His results suggest that managers have strong financial incentives to manage earnings upward. 5 One possible explanation is that the premium is a