apparent during the second half of 2019. Meanwhile, close attention should be paid to home loan business after the Bank of Thailand’s new measures for mortgage loan supervision came into force at the

outlook, any global economic recovery is expected to be feeble while close attention should be paid to several variables including the outbreak of the COVID-19, the Mid-east conflict and the US Presidential

base. However, close attention should be paid to the government’s budget disbursements and global financial markets which may, from time to time, become somewhat volatile. On the inflation front

brighter outlooks in both public and private investment compared to 2018. Still, close attention should be paid to the government’s budget disbursements, as well as global financial markets, which may

which will support the Company’s business expansion. Moreover, having a well- known business partner, as a major shareholder will promote the Company’s image, and attract investor attention considerably

, commercial banks must pay close attention to the increasing global impact of climate change going forward. 8. The high level of household debt in Thailand - The burden of high debt accumulation is an obstacle

November 2017 Subject: Resolutions of Board of Directors Meeting No. 12/2017 Attention: President Stock Exchange of Thailand Enclosures: 1. Information Memorandum on Asset Acquisition of Origin Property

contents are written and underlined in blue. No. ORI 66/2017 1 November 2017 Subject: Resolutions of Board of Directors Meeting No. 12/2017 Attention: President Stock Exchange of Thailand Enclosures: 1

Energy Recovery Unit from Thai Oil Public Company Limited and entry into the relevant agreements (Edited) Attention: President Stock Exchange of Thailand Enclosure: Information Memorandum on Asset

Disposal of Asset of the Company Attention: President Stock Exchange of Thailand Enclosures: 1. Information Memorandum on the Disposal of Asset of the Company (1st) 2. Information Memorandum on the Disposal