of the Group has been improved since under TFRS 9, reserve of loans and contingents where the credit risk has not increased significantly (Stage 1 Reserve) and reserve of loans and contingents where

the Group has been improved since under TFRS 9, reserve of loans and contingents where the credit risk has not increased significantly (Stage 1 Reserve) and reserve of loans and contingents where the

, which are in harmony with our business directions that focus on effective, timely and proactive integrated risk management (IRM), improved customer service, internal operation efficiency, and maximized

relevant supervisory agencies. KBank has improved strategic imperatives by embedding in select financially relevant ecosystems, lending successfully using data analytics and ensuring cyber security and data

concerning the capital market products set out in item 3.2.1(1). 1 The product contains specific features that are complex and are likely to be difficult for investors to understand and to assess the product’s

quarter of 2018, credit demand improved from the previous quarter, due to SMEs’ requirements for working capital and inventory build-up purposes, especially in the agricultural sector. Demand for loans from

Company underwent new Passenger Service System (PSS) migration. Comprising of Reservation & Ticketing and Departure Control System, the following functions will be improved in order enhance passenger

% q-on-q declining gas price (despite a 1.0% y-on-y increase) and 3) new industrial-user (IUs) clients. EBITDA margin also improved to new-high level of 28.3%, thanks to contributions from Vietnam solar

year ended 31 December, 2018, which the Company believes it is primarily due to the strategy in selling high-value assets and improved economic condition and (ii) The Company cash collected from the

, we have enjoyed significant tax benefits). However, the company is expecting to achieve improved profits before income tax through efficient NPLs and NPAs management in the future. Financial Status BAM