(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED AND AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED 30

interbank and money market assets. V2 13/11/61 17:55 น. 14 Capital Reserves and Capital Adequacy Ratio Consolidated Million Baht Item Capital Capital Adequacy Ratio September 2018 June 2018 December 2017

Consolidated Q3/2561 2560 อัตราสว่นสภาพคลอ่ง (เทา่) 0.79 0.91 อัตราสว่นหนีส้นิทีม่ภีาระ ดอกเบีย้จ่าย ตอ่สว่นของผูถ้อืหุน้ (เทา่) 1.90 1.13 อตัราสว่นภาระหนีส้นิตอ่ทนุ ณ วันที่ 30 กันยายน 2561 บริษัทฯ และบริษัท

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คาการลงทุน ตามหลัก Consolidated basis) 9.2 ตอ ลงทนุในกจิการโครงสรางพื้นฐานที่ดาํเนินการแลว (“Brownfield projects”) ไมนอยกวารอยละ 60 ของมูลคาสินทรัพยรวม (total assets) ของ กองทุนรวม เวนแตเป

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(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED