. | consolidated and separate financial statements increased by an amount of Baht 140 million and Baht 133 million, respectively. o The Extraordinary General Meeting of shareholders of BCP Innovation Pte. Ltd., a

expenses 168 50 174 248% 4% Shares of profit of associates and joint ventures 130 463 (68) (115%) (152%) Income tax expenses (46) (43) (254) 491% 452% Profit before FX & extraordinary items 1,302 1,309 1,688

) 316% Profit before FX and extraordinary items 1,283 2,293 2,755 115% 20% 4,374 6,735 54% Net foreign exchange gain (loss)2 17 (5) 21 25% (515%) 207 (13) (106%) Net profit 1,300 2,288 2,776 114% 21

-interest income, derived mainly from an extraordinary item from the sale of a bank subsidiary. Meanwhile, net interest income enjoyed ongoing growth, albeit at a decelerating rate, due in part to a reduction

%) Income tax expenses (112) (46) (30) (35%) (73%) (202) (76) (62%) Profit before FX & extraordinary items 1,168 1,302 1,789 37% 53% 2,241 3,091 38% Net foreign exchange gains (losses) 28 (52) 242 (568%) 763

& extraordinary items 607 1,282 1,309 2% 116% 3,904 5,684 46% Net foreign exchange gains (losses) (3) 17 111 553% n/a (15) 317 n/a Net profit 604 1,299 1,420 9% 135% 3,889 6,001 54% Non-controlling interests (118

and Analysis EXECUTIVE SUMMARY ABBREVIATION & OUR PROJECTSFINANCIAL PERFORMANCE FINANCIAL POSITION PROGRESS OF PROJECTS UNDER CONSTRUCTION EXECUTIVE SUMMARY 1 2019: A remarkable year with 40% capacity

Cam The business business. The baht in face Moreover, the ustain busi business is ex The busines branches exp community m addition, the C ale develop evenues in 2 The growth o using Syner collection

*( & '%*-#H $ TCR /* /%&#$$$ * %B`+'* &#&& #% A(* * ". * VEMEX Description Ticker Market ISIN CODE CUSIP CODE Ishares MSCI Pacific ex Japan Index Fund EPP AMEX US4642866655 464286665 Telefonaktiebolaget

Microsoft 4.50 Bristol-Myers Squibb 2.80 AbbVie 2.60 Johnson & Johnson 2.50 Chevron 2.40 การจัดสรรการลงทุนในต่างประเทศของกองทุนหลัก ชื่อประเทศ % NAV สหรัฐอเมริกำ 62.70 Europe & Middle East ex UK 16.80 ญี่ปุ่น