Literacy and QoL Financial Literacy Quality of Life Fintech Adoption Risks and Uncertainty to Adopt New Technology Security Risk Operational Risk Financial Risk Leisure-Freedom-Internal Locus of Control

fragile, others remained mired in uncertainty in terms of new modes of competition, a broader marketplace within the ASEAN Economic Community (AEC) and the digital age, along with external changes

borderless marketplace of the ASEAN Economic Community (AEC). Given the increased degree of uncertainty in global economies, especially pressure from a looming trade war among core economies and their

-changing consumer behavior. Given the increased degree of uncertainty in global economies and politics, businesses may have to contend with Thai Baht volatility and rising interest rate trends. Within this

way to response the strategy for “CONVENIENT ECONOMY” the Company has expanded the customer base to both online and off line market for customer’s convenient. Additionally, the company has extended the

needed for its business model. This approach could support future entry of all types of securities businesses and increase the number of intermediaries who could render more convenient services to

incident during the same period of time decide to participate in such legal proceeding. This is convenient because members of a class action do not need to go through each and every step individually, and

must be within the scope agreed by the clients in advance, in order to expand the service scope of the business operators and meet the investors’ requirements in a more comprehensive and convenient

exclusively for green, social and sustainable securities, to allow global investors a convenient information access to such products and attract foreign investments to Thailand.Following the meeting, SEC

choose the easiest and most convenient option. Thus, often the decisions are made irrationally while several times biases are allowed to distort the decisions. Decision making usually involves with three