: Evolution or Revolution. Sir Davies has extensive experience in economics and finance and served public and private sectors in a number of prominent positions, for instance, a former Deputy Governor of
served as a reception area and workspace for customers, which can also be used as a space for hosting of various activities that allowed the Company to progressively engage with customers. Recently, the
Company renovated its branches to be more modernized and increase their sizes with an aim to create a community space for customers that can be served as reception space and working space under the zone
that can be served as reception space and working space under the zone named “Work from Here”. The Company also offered various credit card promotions and various forms of sales promotions through
higher take-home product sales, which usually have lower gross profit margin than products served in store. EDITDA and EDITDA margin • The Company’s EBITDA in Q4/2019 and YE 2019 were THB 78 million and
higher take-home product sales, which usually have lower gross profit margin than products served in store. EDITDA and EDITDA margin • The Company’s EBITDA in Q4/2019 and YE 2019 were THB 78 million and
core service revenue and effective cost control 2Q23 provided an EBITDA of Bt23,317mn, improved 4.3% YoY and 3.0% QoQ from core services revenue improvement combined with cost optimization especially in
person under consideration; the penalty he/she has already served; the impacts, loss or benefit incurred; any steps taken to rectify past conduct; the cooperation or obstruction with SEC’s investigation
criteria. In the 2021 ACGS, the corporate disclosure from 2020 served as the basis for the assessment. The SEC Thailand assigned the Thai Institute of Directors the role of CG Expert and Domestic Ranking
consideration, other penalty that he/she has already served, the impact, damage or benefits incurred from the facts or demeanors under consideration, rectifications or other acts that benefit or impede the