Thai Baht’s rise. Meanwhile, domestic interest rates dropped across all maturities. The Monetary Policy Committee (MPC) resolved to slash the policy rate by 25 basis points in its August 2019 meeting
from internal or external factors, possibly having adverse impacts on, or causing monetary or non- monetary losses to, KBank and our customers, directly or indirectly. Recognizing the importance of cyber
attributed to a rise in non-interest income, especially net profit from investment. Meanwhile, net interest income maintained its growth even though net interest margin (NIM) dropped as a result of impacts
to deliver fewer rate hikes than last year, even though the policy rate will continue to rise incrementally in 2019. At the same time, the European Central Bank and the Bank of Japan may keep their
effect of board gender diversity is significantly more pronounced when there are at least three female board members. Finally, we show that board gender diversity helps cushion the adverse impact of the
the following reasons: 1 Due Coronavirus Disease 2019 (“COVID-19”) in early 2020 has adverse effects on operating results for the 3- month period ended 31 March 2020 particularly on manufacturing and
sectors to reduce greenhouse gases and promote low carbon and sustainable business operation by taking into consideration the full-cycle mitigation of adverse effects of greenhouse gases is a key measure
issuers to mitigate potential adverse impacts on the issuer, investors, and the bond market confidence; (3) Aligning the criteria for issuance and offer for sale of foreign currency-denominated bonds (FX
ended 30 September 2019 totaled THB 177.37 million, an increase of THB 69.54 million or 64.49% from the same period of previous year. This was due to (1) Rise of the employee and executive expenses of THB
for the year ended 31 December 2019 totaled THB 251.18 million, an increase of THB 113.37 million or 82.27% from last year. This was due to (1) Rise of the employee and executive expenses of THB 45.03