was lower than sales growth rate reflecting from the higher gross profit margin. The gross profit in Q3/2019 was increased from Baht 60.4 million to be Baht 72.3 million or equivalent to 19.71

the members without netting positions of members against other clients or different clients against one another (gross margining); (3) use of the margin model and parameter reflecting the risks and

reflecting more cautious lending practices to align with the current economic conditions. Moreover, the Company has expanded its service channels through the online platform, which is more convenient for

quarter production and sale volume should not be a reflective to volume for the remaining period in 2019. The Company has already embarked on a maintenance programme last year, which includes, improved

reflecting increased consumption demand and value-focused strategy. AIS is committed to enhancing service quality to address the rising demands of digital behavior. After achieving over 95% 5G coverage, AIS is

customers. In addition government policies aim to promote ‘Thailand, a hub of wellness and medical services’ over a ten-year time frame from 2016-2025 reflecting all hospitals to prepare resource to support

customers. In addition government policies aim to promote „Thailand, a hub of wellness and medical services‟ over a ten-year time frame from 2016-2025 reflecting all hospitals to prepare resource to support

other debtors in the amount of THB 96. 0 million, which is mostly a decrease of the trade debtors of other companies reflecting a better debt collection efficiency. The Company’s total debt is THB 1,128

household consumption index continued to expand but the recovery in consumption of low-income households remained subdued, reflecting growth in limited sections. Moreover, growth in tourism industry failed to

as of 2Q’19. For SW income per insurer, the income has increased from THB 988 per insurer to THB 1,015 per insurer reflecting the more efficient SW income generated from each insurer. Cost of Hospital