continuously manages down its OPEX throughout the period to minimize spending. ______________________________________________________________________________________________ Please be informed accordingly. Yours
yet started saving money for their retirement. Furthermore, financial behavior survey indicated ?5 Lacks? as follows: (1) Lack discipline to track spending that caused the household debt rose to 83% of
% versus 3.0% for Australia. Key Unknowns × Life expectancy × Returns × Actual spending 17 For illustrative purposes only. “Rebalancing” the Portfolio Withdrawal 1 Determine retirement period 2 Determine
expected to be surpassed by OOH media (Outdoor, Transit and In- store media) and digital /online spending in the near future. Master Ad https://market.sec.or.th/public/idisc/Download?FILEID=dat/news/201808
which reflected in sluggish spending in fast moving consumer goods (FMCG). Proportion of each market segment and growth is as shown in figure 2. Figure 2: MAT Jun 2017 RTD Fruit Juice Market Value
quarter but may be restrained by vulnerable and highly uncertain household income as well as elevated household debt. These factors are causing customers to be cautious on spending. Moreover, the tourism
generated a slight increase in service revenue (+2.1% YoY and 1.4% QoQ). Our mobile business was flat both YoY and QoQ driven by soft consumer spending offset by our movement to retain market share and build
slowdown in domestic consumption which reflected in sluggish spending in fast moving consumer goods (FMCG). Proportion of each market segment and growth is as shown in figure 2 (Source: Nielsen). Figure 2
-Vitt contribution in the 2H’20. Selling and administrative expenses (SG&A) level of spending was at 22.7% of sales, slightly lower YoY. Our actions were to focus on core products and defend profit with a
-19 outbreak and to alleviate economic downturn. Although, many countries have gradually relaxed the lockdown measures, and businesses resumed their operations, consumer spending is still not yet fully