right time with ever-greater consideration of consumer protection and customer privacy, taking into account the changing customer expectations. Along with this, we focus on predictive risk management

percent, remaining sufficient to cushion against risk, and greater than the Bank of Thailand’s requirements of 11.50 percent and 9.00 percent, respectively. All of the above endeavors and satisfactory

greater contribution to the SET?s development in the long run.

initiatives between both capital markets. On this occasion, CSRC and SEC Thailand agreed to cultivate greater cooperation for capital market development of both countries. 

to promote the application for debit card via mobile phone and spur greater card spending. 3.4 Service Channels In the second quarter of 2018, KBank maintained our commitment to developing efficiency

, corporate social responsibility and firm commitment against corruption; which will pave the way for them to become role models for others in the Thai business sector. Among 567 listed companies comprising 472

segments, we focus on creating innovations and managing financial products, as well as reinforcing our sales and service quality excellence, with greater consideration of consumer protection in order to

dropped from the same period of last year. At the same time, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s requirement. As evidenced, capital

ratio was also close to the target, at 43.96 percent. At the same time, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s requirement. As

greater card spending in response to government measures to create user confidence via enhanced security in card spending. 3.4 Service Channels KBank maintained our commitment to developing efficiency in