, electronics, and food and beverages. We also organized a learning course entitled “Stay Ahead of the Economy: How to Overcome Risks in Import-Export Business” to provide our customers with knowledge on the

time to be overcome. Moreover, several other challenges still lie ahead. These include intensified competition between banks and non-bank players amid the fast-changing technology, the National e-Payment

slight decrease in purchase in the 5 years ahead from Small Power Producer (SPP) and Very Small Power Producer (VSPP) due to the sufficient amount of electricity reserve margin. However, this matter does

that the Bank of Thailand’s monetary policy stance will remain accommodative in the period ahead and future policy rate increases will be gradual. Thai Banking Industry in 2018 In 2018, commercial banks

, together with the company’s stock management ahead of the refinery’s turnaround maintenance in 2018. 2. Net Marketing Margin increased substantially from the previous quarter, mostly from the marketing

and cyber security challenges while staying ahead of fast-changing cyber threats that are always becoming more diverse and more complicated.  Reinforcing a cyber risk-aware culture that involves the

including advanced threat prevention, proactive threat detection, and timely and effective threat response, for enhanced capability in tackling digital risk and cyber security challenges while staying ahead

grew 3.78 percent, compared to 1.98 percent at the end of the first quarter of 2017 and 1.46 percent at the end of 2016. Looking ahead into the latter half of this year, loans are set to see accelerating

of 2016. Looking ahead into the final quarter of this year, loans are set to maintain growth. Business loans, in particular, are expected to receive a boost from revival in economic activity and the

in deposits could be attributed to a decline in deposits among accounts of the business sector. Looking ahead into the final quarter of this year, overall loans may be supported by better-than-expected