consequently brought the decrease in net profit around 89.84 million baht or 17.49% comparing to last year. Financial Status As of June 30th, 2017, the Company had total assets at 4 ,631.76 million baht, rose by

totaling Baht 2,426 million making operating profit margin rose up from 3.3% in the same quarter last year to 13.8% contribute from sales revenues increasing as mentioned earlier. Net profit in this quarter

rose by 13.5% YoY. 2 MD&A 3Q 2018 (ended 30 September 2018) MASTER AD PLC MANAGEMENT DISCUSSION & ANALYSIS 3Q 2018 6 NOV 2018 IMPORTANT EVENTS IN 3Q 2018 July - On 18 July 2018, shareholders at

gains on investments increased. Impairment loss on loans and debt securities rose by Baht 2,313 million. Compared with the first quarter of 2018, net profit attributable to owners of the Bank rose

Solutions). EVSBG’s sales revenues rose 99.3% from the same quarter of last year because of several new models having been launched. Recently the Company has focused more on Automotive businesses and spent

lower production labor cost. Gross Profit Margin Gross profit margin is equal to 35.71% in the 1st quarter of 2018, which rose from 27.25% that was booked in the same quarter of 2017. The main cause

0.52 0.77 -32.53% Financial Status As at December 31, 2017, the Company had total assets at 4,724.04 million baht, rose by 92.28 million baht comparing to September 30, 2017 mainly due to the increase in

yet started saving money for their retirement. Furthermore, financial behavior survey indicated ?5 Lacks? as follows: (1) Lack discipline to track  spending that caused the household debt rose to 83% of

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