. For elastic segment for baby diapers; The major manufacturers have switched to use the spandex instead of natural rubber, and the competition is quite high. As a result, the sales of the company of this

year, to reflect the slowdown in sales due to the COVID-19 pandemic which resulted in the closures of many points of sales between March and May. Some of the expenses, however, were less elastic to sales

institutional commission '$'bK$\% "+$CbML" M$! demand for investment services is highly elastic (''%\\$ 1% \% " +$CbML" % 1%) 1.3 &')'./+ ! ! International Federation of Stock Exchanges (FIBV) ({ 2005

intended to limit the spread of COVID-19. The health and safety of our staff and customers remains our top priority. Our teams constantly evaluate the situation and use appropriate protocols to serve

· Forms 2 Does the firm have policies and procedures for the retention of firm’s documentation for a period of time sufficient to permit those performing monitoring and review procedures to evaluate the

FSMART affiliated companies’ employees with Targets in 2020 (Adjusted)  Wait for Covid-19 situation to evaluate transaction amount and revenue growth  Banking agent business to grow 40-45%  New 1,000

situation to evaluate transaction amount and revenue growth • Money transfer business to grow 60-65% • New 500 - 1,000 Boonterm kiosks. • CAPEX of Bt100-200mn. • Target lending amount Bt200-400mn Operations

asset report will be more flexible in that the report must be sent within 5 working days of the following month to the clients or at least once a year to the clients who have been inactive for more than a

asset report will be more flexible in that the report must be sent within 5 working days of the following month to the clients or at least once a year to the clients who have been inactive for more than a

the risk calculation, and (3) updating of the net liquid capital calculation methods to be more flexible and suitable to the current market trends. This latest draft amendment has already taken into