Analysis | 2 Executive Summary In 2018, palm oil production and crude palm oil (CPO) inventory have remained high in both domestic and international market, which resulted in the decreasing price of crude
) (0.8) Interest on securities 95 97 (2) (2.2) Interest on investment in loans 111 311 (200) (64.4) Others 1 0 1 n.a. Interest expenses totaled Baht 1,030 million, decreasing by Baht 104 million or a
end of 2017 declining to 5.0% from 5.6% at the end of 2016. On Special Asset Management business, the Bank sold non-performing assets (NPAs) totaling Baht 987 million and had gain of Baht 481 million
loans ratio at the end of 2017 declining to 5.0% from 5.6% at the end of 2016. On Special Asset Management business, the Bank sold non-performing assets (NPAs) totaling Baht 987 million and had gain of
) measured at amortised cost Adoption of TFRS 16 requires the recognition of right-of-use assets and lease liabilities Overall market environment The Thai economy for 1Q20 continued on a declining trend
financial reporting standards. Overall market environment The Thai economy for the first quarter of 2020 continued on a declining trend comparing to last year due primarily to the COVID-19 outbreak which
cost of content and IC cost. SG&A expenses were Bt6,197mn decreasing 7.5% YoY and 2.2% QoQ mainly from lower marketing expenses. • Marketing expenses were Bt2,160mn declining 25% YoY and 4% QoQ from
due to the appreciating US Dollar, after the FED raised interest rate 4 times during 2018 to the level between 2.25 to 2.50%, essentially dwindling crude oil demand from importing countries. Average
points, also decreasing by 10.2% from 1,776.26 points at the end of 1Q18. 3 Overall Business Operations The Bank’s loan portfolio further expanded during 2Q18 with growth of 4.3% from the end of 1Q18, with