favorable characteristics or GR heuristics (which are assumed to be unique and diverse among each GR investor). Some GR investors with a low propensity for substitution may be attracted to equity markets when

Insight & Feedback Initiative, from The DIGITAL BANKER journal  Thailand's Most Admired Brand & Why We Buy, in the category of most trusted brand for “K-Credit Card” for the 5th consecutive year, based on

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ended March 31, 2018 In the first quarter of 2018, Thai economic growth gained traction, buoyed by both domestic and international factors. However, the business sector faced rising challenges, namely various forms of competition, a borderless marketplace within the ASEAN Economic Community (AEC), and the advancing digital age amid the rapid pace of technological advancement, thus lea...

of English version shall not in any event be construed or interpreted as having effect in substitution for or supplementary to the Thai version thereof. Please note that the translation has not been

Highly Acclaimed: Best Customer Insight & Feedback Initiative  รางวลั Thailand's Most Admired Brand & Why We Buy แบรนด์ที่มีความน่าเช่ือถืออันดับ 1 “บัตรเครดิตกสิกรไทย” เป็นปีที่ 5 ติดตอ่กนั จากผลส ารวจ

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ending March 31, 2020 The Thai economy in the first quarter of 2020 sank into a recession due to the COVID-19 pandemic. Economic activity was crippled almost across the board in light of lockdown measures implemented in several countries to contain the viral transmission. Financial markets went into a tailspin, whereas turbulence was seen in manufacturing, service and tourism sectors,...

. provision regarding the release or substitution of assets securing the issue. C. Guarantees Provide information about the guarantors and the main features and terms of guarantees. The information shall cover

c. provision regarding the release or substitution of assets securing the issue. D. Liens In case of issuing secured debt securities, disclose the kind and priority of any lien securing the issue, as

liability does not apply to the extent that such liability arises under specific statutes or regulations applicable to CS. This report is not to be relied upon in substitution for the exercise of independent

translation is strictly for reference and shall not in any event be construed or interpreted as having effect in substitution for or supplementary to the Thai version. The SEC Office cannot undertake any