same quarter of the previous year (increased by 3.6 percent from Q3/2019), mainly due to the increased proportion of new season seaweed which accounted for decreasing costs, and the growing utilization

year and 7.6 percent increase from the 1st quarter of 2017. China, the United State and Vietnam are continue growing from the previous year. While the sales in Indonesian market plummeted during the 1st

Rationale • Deepens the Bank’s presence in Indonesia, the largest ASEAN economy with GDP of US$1.04 trillion3 and 267 million population with young working age population, growing middle and upper income

collaboration and facilitation for new entries and offering new business models in line with the growing technology-driven landscape and changing consumers? behaviors. Locally, a major driving force that is the

general public. We embarked on a proactive approach using diverse channels such as the star t- to- invest f ree mobi le appl icat ion for d isseminat ion of fundamental financial knowledge. The application

started its positive contribution to NPAT. Continued growth in digital services AIS digital services continued to scale in size focusing on growing user base both in consumer segment and enterprise

rate of tariff for importing products from China. However, the global economy still has continuously growing up. While Thai’s economic has trend to growing lower than expectation, Not only exporting

top-up through Boonterm kiosk is not much growing. In the middle of Quarter 2, the Smart Boonterm kiosk that sells SIM Card with e-KYC service has launched in the market. In 2H19, the internal economy

generate higher income, and this scheme will complete at the end of this year. The usage amounts from money transfer are continually growing driven by a decrease of the number of banks’ branch then customers

health and esthetics. 2. Overview of operating results for the year 2019. Thai’s economic has trend to growing lower continuously, Not only exporting business but Travelling business also have trend to