debts to the Company not lower than Baht 100 million. The remainder will be considered to make the payment as agreed by both parties. 3.2 Size of Transaction According to Notification of the Capital

them under Stage 1, if they can repay their debts under the restructuring agreement for three consecutive months or periods, whichever is longer. In terms of provisioning, the Bank adheres to the TFRS 9

debt to equity (times) 1.17 1.24 Debts with fixed interest % 67% 70% Credit Rating by TRIS AA- AA- 1 Net debt after debt for capex and investments in progress that are not generating revenue and earnings

commercial bank’s services to make sure that the commercial bank has an effective system for storage of assets, is able to repay debts upon demand, and is under the supervision of a trustworthy organization

debtor, or (b) any person who takes possession of the assets of such a debtor must inform an official receiver of information related to debts or assets of such a debtor within one month of having obtained

quarter owing to the close monitoring of debts and a proactive approach in asset quality management adopted by commercial banks. As of the end of the second quarter of 2018, net loans at 14 domestically

or such business investment. 2. To acquire assets or invest in a business unrelated to the current one. 3. To repay a loan or debt from issuance of debt securities. - In case of repaying debts to

issuance of debt securities. - In case of repaying debts to financial advisors or intermediaries for securities offering, additionally disclose the terms and conditions of such debts as well. - in other

small and micro business as well as retail customers, all likely to be affected by the slowing economy and mounting household debts, we have enhanced our recovery and collection strategies to better

circumstance and/or to settle debts. 13. Approved to propose to the 2018 Annual General Meeting of Shareholders to consider and approve the increase of the Company’s registered capital by THB 229,055,854.70