rate, which is increased from the current maximum rate of 300 days. This Act shall come into force after the expiration of thirty days from the enacted date in the Royal Gazette onwards. This change is

Bank and its Subsidiaries Million Baht Item Quarter Change (%) 1/2019 4/2018 1/2018 4/2018 1/2018 Net profit * 9,028 8,101 9,005 11.4% 0.3% Earnings per share (Baht) 4.73 4.24 4.72 11.4% 0.3% Net

the 3-month period ended 31 March 2018 31 March 2019 Change Millions of THB % Millions of THB % Millions of THB % Revenue from sale of real estate 440.40 97.86% 346.20 87.55% (94.20) (21.39%) Revenue

net loss of Baht 0.92 million on Baht 14.87 million revenues over the same period in 2018. The change in loss for the quarterly operating result ended on March 31, 2019 is Baht 5.81 million increased

incurred in marketing expenses and employee expense from coffee shop business. Summary of Financial Statement of Positions 30-Jun-19 31-Dec-18 Change %Change Assets Cash and Cash Equivalents 232.7 21.4 211.3

decrease Baht 8.97 Million or 3.26%. - Cost of the sales and services from Q2/2018 was 89.50% increased to 91.75% on Q2/2019 or increased 2.25% from sales due to recorded the effect of the change severance

from the same period last year by Baht 14.77 million or 16.9%, which changed in the same direction of sale. The major change was due to increasing of rental expense, bank charge and marketing and

. Thus, the details of the Company group can be described as follows: Management Discussion and Analysis, Q2/2019 Page2/4 Summary of Income Statement Unit: Million Q2/2018 Q2/2019 Change % Change 6M/2018

ชี้แจงภาษาอังกฤษไตรมาส2-2562 INTEGRITY QUALITY SERVICE SAHA-UNION GROUP August 13, 2019 RE : Explanation of change in operating results for the second quarter of 2019 exceeds twenty percent from the

previous year were as highlighted below; Separate financial statements (Unit : Million Baht) Q2/2019 Q2/2018 % Change 6 Month 2019 6 Month 2018 % Change Sales and Service Income 516 467 10 1,001 934 7 Cost