goals will be on building efficiencies, creating standards, identifying new alternative channels to reach targeted client segment while maintaining an effective risk management and credit monitoring and

supervision in segments other than car title loan. KBank has improved policies, processes, and operational systems to accommodate and comply with relevant regulations, as well as will closely monitoring on new

was under monitoring because of the dredging of Nongkho reservoir, while those of Rayong province was in moderate level. Water supply in the reservoirs was approximately lower than the average water

each area. We continued to prioritize risk assessment through prudent screening and close monitoring of borrowers, and remained vigilant on risks. Meanwhile, we mainly targeted borrowers with good track

security system must be in place, which includes system readiness, service continuity, and monitoring of business partners regarding IT security and customer data privacy protection. KBank will be able to

change in lifestyle and consumer behavior. Many financial scenarios have been formed and we took a more stringent discipline on both spendings and investment together with monitoring the financial health

all our hotels were temporarily closed since the second half of March 2020. We are monitoring the situation closely and gradually reopened our hotels. As of June 2020, around 80% of our hotels were

IT automation, enabling autonomous monitoring, maintenance, predictive data analytics, and artificial intelligence capabilities. With these, we emphasize driving growth in core service revenue across

approval from the SEC Office shall last throughout the entire existence of the REIT; (2) governing, monitoring and proceeding as necessary to ensure that the assigned person has maintained the qualifications

accountable for corporate governance mechanisms. The CG Code would integrate social and environmental issues into the business process to set the company’s direction, strategy, operating process, monitoring