activity, thus dampening Thai economic growth during the second half of the year. Other challenges included volatile foreign exchange movement and international capital flows as well as the rapid evolution
consisting of Interest expense from bank creditors amount of 23.42 million baht, interest on short-term loans amount of 1.63 million baht, interest of debentures amount of 21.74 million baht, delayed interest
totaled Baht 9,929 million, decreasing Baht 115 million or 1.15 percent from the previous quarter. KBank still recorded increased income. As evidenced, both net interest income and non- interest income rose
interest-bearing debt of THB 7,695 mn based on the events above. CPN is currently in the process of reviewing the investment plan to develop the assets of GLAND. CPN constantly looks for new investment
interest-bearing debt of THB 7,695 mn based on the events above. CPN is currently in the process of reviewing the investment plan to develop the assets of GLAND. CPN constantly looks for new investment
of the relevant Series of Notes and references to a numbered "Condition" shall be construed accordingly. The 2026 Notes will be issued on 1 October 2020 (the "Issue Date") and will bear interest at a
(including principal and interest) Interest Rate Market interest rate on the transaction date Tenor of the B/E Within 6 months Interest payment date One time pay back at the maturity date Early Redemption None
November 5, 2018. For the consolidated financial statements as of 3Q18, CPN recorded an increase in investment properties at THB 23,370 mn and an increase in interest-bearing debt of THB 7,849 mn based on
higher share of profit from joint ventures and associated companies, despite incurring higher financing cost from additional interest-bearing debt following the acquisition of GLAND in September 2018 and
compared to the year before. Net interest income increased by Baht 4,150 million or 4.21 percent due mainly to interest income from loans and investments. Net interest margin (NIM) therefore stood at 3.31