transition risk The cost of air pollution; fuel efficiency Automation / future of work Water scarcity The Age of Plastic Diversity Board effectiveness Remuneration Responsible lending; BNPL Wage underpayment

started and would be completed in the similar time periods. This caused work overload and shortage of skilled workers Q4/2018 and into Q1/2019, resulting on cost overrun. And another reason is a one-time

represents increasing of loss 69 million Baht from Q2/2018’s profit of 7 million Baht. One reason for net loss is because of the work overload and shortage of skilled workers which started in Q1/2019 but with

, held on Tuesday 7 April 2020, acknowledged the announcement of the bidding winner of e-bidding for the water supply bidding projects in order to solve the problem of water shortage from the Provincial

epidemic situation has influenced and caused China’s and Malaysia’s supply chain to be temporary closed down during the period which therefore caused material shortage and postponed the production for the

efficient functioning of the financial market.   As the current stress period is the result of the temporary liquidity shortage while bond mutual funds still hold low-risk, good

conditions including the strong appreciation of THB/USD, which strengthened from the average rate of Baht 35.1060/USD in Q1-17 to Baht 31.5422/USD in the same period this year, and the shortage of some items

weighs the impact of each factor even if some factors alone may increase the overall risk to high level, e.g., the client’s lack of integrity, which may cause the result of risk assessment to fail to

factual misstatements, limitations of the accounting systems, insufficient internal coordination, and the lack of awareness of the role and duties of the chief financial officer (CFO) and accountants in

price volatility risk before allocating an appropriate amount of investment money to digital assets, which are exposed to high risks due to price volatility. Besides, certain cryptocurrencies may lack