slower rate consistent with economic slowdown. Personal loans still expanded. Meanwhile, loans to business contracted. Commercial banks were tighter in extending loans in line with economic conditions as

quarter. • Net loss (gain) from exchange rate The Company had recorded loss from exchange rate for the 2nd Quarter 2020 amounting to THB 102 million due to weakening of the Thai Baht against the US Dollar

measure of the Government Housing Bank to fix the interest rate for 1-5 years, starting on 22nd October 2019 until 24th December 2020. As a result of such measures, the sale and ownership transfer target of

63% of total turnovers with revenue of 1,550 million baht, a decrease of 188 million baht or 11% y-y, mainly resulted from a reduction in interest rate for credit card by 2%, which effective in 1st

, and such risk may cause investors to lose invested money or receive a return at a lower rate than what they should have received. 4 Part 2 REIT Operation 1. General Information Specify name of REIT

to increase B100 portion in Diesel product from 5% to 7%, leading to an increase of Biofuel Business average production rate to 669 thousand litres per day, or 83% utilization rate. However, with crude

system of which preventive measure and arrangement which are investing in Bill of Exchange, lending, investing in listed company without analysis and effective risk management. Moreover, Beyond invested in

ZipUp+, which is the service of Zipmex Pte. Ltd, and gained benefits from digital asset exchange fees. Additionally, such operation of Zipmex had no measure to protect the conflict of interest and to

days. Q3/2017 average production rate was increased to 689 thousand litres per day or 85% utilization rate, and Inventory Loss was recorded at THB 54 million. Measures were taken to reduce Selling

fuel (H2, SMR) • Retrofit CCUS expansion • Operate hydrogen value chain commercially • Measure, offset and report 02 CARBON NEUTRAL 2040 01 Reduce carbon emissions intensity by 10% and Increase RE