2017. The refining service’s volumes also share the Company’s overhead costs, which help to maintain production cost as low as possible. Which the company is still profitable to supply regularly because

Lock Downs in other major businesses. It can generate earnings to remain profitable in both the mobile distribution business, personal loan business and real estate development business. The details of

-products but then the market price of by-products is increased, which became profitable in 3rd quarter of 2020. 2. Cost of Refining Service There was no Refining Service transaction since 2nd quarter of 2019

business unit since there were Made to Order. Which is managing the raw material used to produce edible oil to be profitable. But the storage of crude palm oil cannot be stored separately. As a result, the

and was sold at profitable margin. Also, the Company has determined the cost of by-products according to the market selling prices. Although, in the 2nd quarter of 2020, the cost of goods sold higher

were Made to Order. Which is managing the raw material used to produce edible oil to be profitable. But the storage of crude palm oil cannot be stored separately. As a result, the production cost

material. However, the Company was possible to generate profit from this business unit since there were Made to Order. Which is managing the raw material used to produce edible oil to be profitable. But the

profit from this business unit since there were Made to Order. Which is managing the raw material used to produce edible oil to be profitable. But the storage of crude palm oil cannot be stored separately

compared to the year 2021, due to the Company sold raw material to biodiesel producers and export raw materials at certain times that can be profitable. 2. Cost of Production Services In 2022, the cost of

asset quality management for its loan portfolio and focus on expanding into profitable segment with better asset quality taking into careful considerations the economic conditions. As such, the overall