offering of collective investment schemes to non-retail investors. Datuk Ranjit Ajit Singh, Chairman of the Securities Commission Malaysia, said ?The ACMF has achieved another significant milestone with the

decision. Non-compliance may cause the advertisement to be ceased or revised.Advertisement on selling of mutual fund investment units must include mutual fund?s significant information for investor?s

updating its technological systems to ensure that it can cope with possibility of a significant surge in transaction volume. Nonetheless, commercial banks are likely to be exposed to technological failure

retail financing. As a result, this segment experienced a notable decline in both sales and production. Additionally, the delay in the approval of the 2024 fiscal budget to October 2024 led to a slowdown

Environment 1 1.1 Global and Thai Economy in 2019 and Outlook for 2020 1 1.2 Banking Industry, Competition and Emerging Risks 2 1.3 Significant Regulations and Rules related to Business Operations 5 2. Risk

the Thai financial system towards sustainability. The Initiatives envision that the Thai financial sector will play a significant role in financing the real economy’s transition towards sustainability

Summary Significant Event & Business Overview Operating Highlights in Q3/2024 Q3/23 Q3/24 Change +/(-) 9M/23 9M/24 Change +/(-) (THB million) %YoY %YoY Operating Revenue 338 428 27% 900 1,144 27% Gross

Global and Thai Economy in the Third Quarter of 2019 1 1.2 Banking Industry and Competition 2 1.3 Significant Regulations and Rules related to Business Operations 2 2. Risk Management and Risk Factors 5

- managed companies receive credit for their efforts and can be a catalyst for change at those that are lagging their peers. Perhaps most important, engagement builds relationships over time that engender

quarter. C Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the Second Quarter of 2019 1 1.2 Banking Industry and Competition 2 1.3 Significant