partially offset by higher sales volume of all main products as a result of stable operation. Analysis of Cost and Expenses 1. In Q3 2019, Cost of sales was 3,445 MTHB, decreased by 715 MTHB comparing to 2018
Microsoft Word - UPF61MD&A-E.doc ( Translation ) 25th February 2019 Subject: Management Discussion and Analysis (MD&A) for the year ends on 31st December 2018 To: Managing Director of the Stock
Microsoft Word - el276e Date : February 26, 2018 Subject: Management Discussion and Analysis for the year ended December 31, 2017 To : Managing Director The Stock Exchange of Thailand Kuang Pei San
and Debt to Equity ratio equal to 0.12:1 times, about the same as those of the same period of the previous year which were 7.76:1 and 0.10:1 times, respectively, indicating that the Company still stable
managing liquidity appropriate to the changing environment and in compliance with Bank of Thailand’s regulations on the Liquidity Coverage Ratio (LCR) and the Net Stable Funding Ratio (NSFR) requirements
, trading and construction. Demand for consumer loans is likely to increase in the credit card sector, while demand for housing loans and other personal loans will be stable. Demand for auto-leasing will tend
the Thai baht remained in line with those of other currencies in the region, close monitoring of short-term capital flows is necessary. The overall financial system remained stable and resilient to
2019. (Ms. Bee Leng Ooi will continue to be a Managing Director of the Company). 2.2) Mr. Shaw-Tseng Ding, Director of the Company, resigned as a Company Director, with effect from 21st August 2019. 3
regulations for Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR) requirements. The preparation for TFRS 9 adoption, which will come into effect in 2020, and managing loan quality and NPL
managing of costs. Under the Basel III requirements banks also need to maintain a sufficient level of liquid assets (as measured by the Liquidity Coverage Ratio) to cope with potential cash outflows in the