challenges from the effects of the Covid-19 outbreak on economic and financial systems in the first quarter. As of March 31, 2020, deposits grew at a higher rate than loans and the ratio of loans to deposits
and borrowings from the early redemption of Subordinated Debentures No. 1/2012. Impairment loss of loans and debt securities declined by Baht 1.6 billion or 26.2 percent while operating expenses rose by
across broader range of businesses and wider geographical areas. Meanwhile, consumer loans expanded in all purposes, particularly auto loans. However, commercial banks remained cautious in lending as their
195 million in 2Q2017 (47 percent decrease), due to a decrease in the performance of the Company’s investments. 2. The Company’s interest income on margin loans increased from Baht 24 million in 2Q2016
investment units from the Company and front-end fee income from ONE Asset Management Limited (The Company’s subsidiary). 1.3 Interest on margin loans The Company’s interest income on margin loans in 1Q2018
slower rate consistent with economic slowdown. Personal loans still expanded. Meanwhile, loans to business contracted. Commercial banks were tighter in extending loans in line with economic conditions as
of lower utilization rate; and 3) higher finance costs due to higher borrowings as a result of previous investments in machinery, subsidiaries, and joint ventures. However, there is an improvement
318.29 385.02 (66.73) (17.33%) Short-term loans from other party 3.00 - 3.00 100.00% Short-term loans from related party 3.50 - 3.50 100.00% Current portion of long-term bank borrowings 38.64 38.64 - 0.00