concentrates on branch expansion, products sourcing and development together with other channels expansion in order to response and attract customers together with the effort to manages and efficiency controls

growth. Advanced technology-driven market infrastructure will be established to increase efficiency. Investors will be encouraged to engage in businesses operated on the sustainability principle. Financial

increase efficiency, reduce costs and facilitate market accessibility. The DLT pilot project will apply to corporate bond business.

which we invest. 4 We will promote acceptance and implementation of the Principles within the investment industry. 5 We will work together to enhance our effectiveness in implementing the Principles. 6 We

Home: 12 stores and (4) HomePro in Malaysia: 6 stores. The Company continues to focus on improving operational efficiency and carrying out plans in line with changing economic trends. The Company's

forward with our daily lives. Many have since found that utilizing technology to digitalize financial products and infrastructures have certainly improved effectiveness of the financial and investment

financial data 32 Transition Policy and Legal Physical Reputation Acute Chronic Risks Opportunities Energy Efficiency Energy Source Products/Services Markets Resilience Revenues Expenditures Income Statement

focus on strengthening its own governance, enhancing organizational efficiency and effectiveness, and adhering to the Sufficiency Philosophy principles, namely, reasonableness, moderation, and self

management, compliance, and internal audit based on the principles of the Three Lines of Defense to ensure the effectiveness of securities company oversight and to further promote recognition of the

safest and most responsible ways of moving people. Sustainability Roadmap Do no harm Do it better Differentiation What can young directors learn from the board? Board Effectiveness Board Diversity • Skills