same quarter of last year. ⚫ Increase in cost of goods sold are mainly impact to minus in bottom line of 7.1 million baht. ⚫ Rising in selling expenses of 15% are from increasing in salesforce

quarter of last year. ⚫ Increase in cost of goods sold are mainly impact to minus in bottom line of 7.1 million baht. ⚫ Rising in selling expenses of 15% are from increasing in salesforce, transportation

Dividend revenue increase 16 million baht, mainly are from investment of MBK Plc 0.37 THB/share, comparing to 0.33 THB/shares of last year. o Rising in revenue from service contract of 14 million baht

transactions was 31,813 transactions per day, increasing 16.6%YoY Special note effecting to net profit The impact of the new Labor Protection Act (No.7) in the Royal Gazette for Bt2.45mn. Business Overview

Department were 105 staff, increasing from last year which were 80 staff Selling expenses For the year ending 31 December 2018 and 2019, the Company’s selling expenses were 4.16 million Baht and 9.94 million

expenses increased in line with the number of employees. In Q3/2019, the number of employees in Project Management and Service Department were 107 staff, increasing from last year which were 65 staff Selling

service, of which the Company is the banking agent for 6 banks. The money transfer has been growing consistently with 1,734 ,915 transactions per month, increasing 76.4% YoY. In term of lending business

and in 2017 has decreased by almost 10%. However, the company's business is still growing at about 1.50%. Therefore, the company has a policy of increasing business opportunities and expect to become a

negative growth for over the past 2 years according to Nielsen Thailand, but also play a vital role in expanding current domestic business of the Group and in the future in relation to the growing demand and

1 Forth Smart Service Public Company Limited (FSMART) 1Q19 Management Discussion and Analysis Operational Summary in 1Q19  Net profit was Bt150mn, increasing 3.1% YoY  Total revenue from core