expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 30% of total personal loan sales. 52% 30% 5% 13

pursuing debt collection respectively. The Company has been expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently

. Therefore, AEON Microfinance (Myanmar) Co., Ltd has stopped new loan and cut the expenses as well as continued pursuing debt collection respectively. The Company has been expanding more online service

been expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 95% of total personal loan sales which

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period of previous year amount to Baht 1.35 million, decrease Baht 0.89 million or decrease 66.21%, since the company repaid the loan cause this expense has been reduced. 7. Share of profit (loss) from

compare with the same period of previous year amount to Baht 0.94 million, decrease Baht 0.47 million or decrease 50.16%, since the company repaid the loan cause this expense has been reduced. 8. Share of

countries. The tourism sector has been adversely affected by a contraction of Chinese tourists’ arrivals while private investment has been expanding at a slower rate. Although private consumption has

focus on reduction of expense of the company. Even though there was a compensation and early retirement payment in 3rd quarter, the company still has lower expenses compare to 2018. 5. Management benefit

mobile leadership and expanding other businesses. As process digitization continues, operating expense is expected to be controlled, offset by the cost to support network growth in all businesses. As a