cost over the long term, which will in turn help reduce costs within the economic system.. Within this context, KBank and K Companies accentuate enhancement of our business capabilities to achieve

Review Panel (“QARP”) First step with confidence Activities for audit quality enhancement Summary of inspection results Next step for stability Conclusion Significant statistical information 3 4 7 8 13 31

. Without proper and timely adjustment, competitiveness and debt servicing ability of the business sector may be jeopardized, which would eventually affect KBank’s asset quality. 1.3 Significant Regulations

and ability in competitiveness of Thai capital market. _____________________________

known as robo-advisor, service to be offered to investors next year. Robo-advisor has gained popularities in many foreign capital markets as it offers investors ability to obtain lower cost investment

regarding director appointments to remove legal restrictions and allow the company to resume business.The critical issues to be considered at the meeting are crutial to the company's ability to resume normal

resolved to approve the generation of alternative income channels and the reduction of expenses as follows:(1)  To enhance the securities companies’ ability in managing liquidity, it is approved in

youngsters’ knowledge on savings and financial disciplines and cultivate a personal finance ability as a life skill, starting from young ages to grow a strong saving habit in adulthood.

scheduled and conducted properly, with transparency and efficiency, and ensure inclusive and equitable treatment of all shareholders and their ability to exercise their rights. Principle 8.3          The

. More specifically, CEO and the company’s directors are the ones with the ability to direct the company’s direction and its tone at the top; they are undoubtedly the essential drivers of the financial