27.3% 396.1 29.2% 105.7 36.4% Revenues Analysis In 2017, the Company’s Total Revenues stood at 1,356.3 or increased by 27.5%. The changing revenues can be explained as following; 1. Revenues from

3344 Fax. 66 2 654 3323 No. PACE IR2018/015 Date: 14 August 2018 Subject: Explanation of the Operating Results for the second quarter of the year 2018 ended 30 June 2018 changing over 20% To: The

products such as steel, which is the main raw material in steel. In 2019, the steel price remained fluctuation, uncertain. Therefore, the Company has planned stock procurement to manage the changing of steel

changing environment and in compliance with the BOT regulations on Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR). The preparation for TFRS 9 adoption, which will come into effect in 2020

placed greater emphasis on adjusting their deposit portfolio structure to increase the proportion of CASA while managing liquidity appropriate to the changing environment and in compliance with BOT

technology will have many impacts on commercial banking. The use of smartphones and tablets is growing rapidly and easy access to digital media is changing how consumers use financial services. This is in line

to Baht 33 million in 2Q2017 (41 percent increase), mainly from an increase in the Company’s credit balance accounts. 3. The Company reversed bad debts and doubtful accounts of Baht (8) million in

and its subsidiaries for the year ended 31 December 2018 represented a loss before the provision for doubtful accounts and impairment on assets of Baht 112.79 million. Inclusive of the provision for

Limited and its subsidiaries for the six-month period ended June 30, 2018 represented a loss before the provision for doubtful accounts of Baht 24.13 million. Inclusive of the provision for doubtful

and its subsidiaries for the nine-month period ended September 30, 2018 represented a loss before the provision for doubtful accounts of Baht 67.28 million. Inclusive of the provision for doubtful