robust Fit Fast Firm project (OSP’s cost saving program), which continued to drive further margin improvement through product formulation optimization, lower key raw material prices, higher supply chain
restructuring and cost management as well as reserve requirements to comply with LCR guidelines under Basel III. In terms of loan quality, the ratio of gross non-performing loan (NPL) to total loans stood at 2.9
higher selling price and higher sale volume in CNF incoterm, while lower unit sold and appreciation of Thai baht against US dollar. . Cost of goods sold and expenses Three-month (Thousands Baht) Change
10,379 10,066 9,895 3.1% 4.9% 20,445 19,355 5.6% Net interest income 17,635 18,299 17,573 (3.6)% 0.4% 35,935 34,696 3.6% Yield on earning assets 3.74% 3.84% 3.64% (0.10)% 0.10% 3.80% 3.65% 0.15% Cost of
liquid fuels, including green hydrogen climate change mitigation Construction and operation of electricity generation facilities that produce electricity using gaseous and liquid fuels of renewable origin
refinery margin to shrink. In this quarter, even though the crude oil price situation continues to improve constantly from December 2018, the cost of a proportion of crude oil that was refined within this
principle from the adoption can be summarized as follows: Guidance on the classification and measurement of financial instruments at either fair value or amortized cost based on determination the type of
increased 63.10 percent due to higher gain from exchange rate. 1.2 Cost of goods sold and expenses Consolidated (Thousands Baht) Year Change 4th Quarter Change 2018 2017 Amount % 2018 2017 Amount % Cost of
incomes increased 0.22 million baht. Total increased 1.26 million baht. Cost of sales for the three months ended March 31, 2017 amounted to 31.76 million baht. (2016: amounting to 29.19 million baht) The
incomes decreased 0.47 million baht. Total decreased 5.78 million baht. Cost of sales for the three months ended March 31, 2019 amounted to 30.00 million baht. (2018: amounting to 28.26 million baht) The