the leader of online top-up machine market both in terms of total usage amount and the number of kiosks, covering all area nationwide. The Company's strategy continues to emphasize on efficient location

had loan amount of Bt89mn. Business Overview In FY2019, FSMART (or the “Company”) is still the number 1 leader in online top-up kiosk business in both total transaction amount and the number of kiosks

both total transaction amount and the number of kiosks, covering all area nationwide. The Company’s key strategy focuses on managing the kiosk location and adding new services to the system including the

“Boonterm Kiosk” is 130,247 kiosks, increasing 1.0% YoY. Quarter Quarter Quarter Quarter Quarter 2/2019 3/2019 4/2019 1/2020 2/2020 Total usage amount through "Boonterm Kiosk" (Million Baht) 10,430 9,943

, the Company has been careful and selective during the current economic situation and can maintain 1.3% NPL ratio. As at the end of 3Q2020, the total number of “Boonterm Kiosk” was 130,065 kiosks. The

Baht (Eight million and fifty thousand baht) Which divided into 1. Land amount 42 square meters 2. Building – 3 storey commercial building with 2 stalls no. 999/30-31 For the benefits to use as Office

2 stalls no. 999/30-31 For the benefits to use as Office Building for Laemchabang branch which the amount of land that had been bought are considering market value by Agency For Real Estate Affairs

impairment loss on top-up kiosks and related equipment of Mindmap Commtech Inc. Analysis of revenues EMS business In 3Q17, the Group generates revenue of Baht 651 million from EMS business, which is increased

, the Group has 130,053 top-up kiosks across Thailand. Gross Profit and Gross Profit Margin 2018 2017 Increase (decrease) Million Baht % Million Baht % Million Baht % EMS business 362 22% 429 19% (67) (16

. As at 31 March 2018, the Group has 130,404 top-up kiosks across Thailand. Gross Profit and Gross Profit Margin EMS business In Q1’ 2018, the Group has gross profit of Baht 98 million, which is