to provide full services, and implementing a voluntary leave without pay scheme, initially for management but also later opened up to all employees. Maintaining a strong liquidity position has been a

) of 2020, administrative expenses was THB 109 million which decreased by THB 14 million or 11% from 9M/2019. The increase is mainly from the leave without pay policy which was effective since Q2/2020

implementation of leave without pay policy which was effective since Q2/2020. • Admin expenses to total revenue in 2020 was 19.1%, improved by 5.6% from 2019 due to the higher proportion of the decrease in revenue

accord with internationally recognised rights No prejudice to legal recourse CONTINUOUS LEARNING Identification of lessons for (i) improving the mechanism and (ii) preventing future harm BASED ON

company cause the relevant executive or personnel who is responsible for such non-compliance to leave so as such person is no longer be related with the management company. Clause 6. The Office shall

may be granted permission from the Office only when the management company cause the relevant executive or personnel who is responsible for such non-compliance to leave so as such person is no longer be

such as setting the maximum number of employees per branch based on sales volume, issues a Leave Without Pay policy, and controls the costs associated with rent by requesting a rent reduction to the

เน่ืองจาก การเปลี่ยนแปลงของภาวะเศรษฐกิจโลก ภาวะเศรษฐกิจ สงัคม และการเมอืงของแต่ละประเทศ รวมถึงการ ผนัผวนของสถานการณ์ตลาดเงนิและตลาดทุน 3. ความเส่ียงจากสไตลก์ารลงทนุ (Style Bias Risk) ความเสีย่งทีก่องทุน

exercise Warrants to purchase ordinary shares on behalf of such employees until expiry of the Warrants granted. (d) Employees who are approved by the Board of Director to leave without pay, he or she will be

to leave without pay, he or she will be eligible for the exercisable amounts 1 year from the approved leave date. The remained exercisable and non-exercisable amount shall be suspended until the date