ให้ลงทุนโดยตรงได้เช่นกัน แต่ผู้ลงทุนประเภทดังกล่าวอาจมิได้มีศักยภาพในการลงทุน/ 6 เรื่อง ความเห็นของผู้ประกอบธุรกิจ ความเห็นของส านกังาน การรับความเสี่ยง (sophisticated) และดูแลตนเองได้ เช่นเดียวกับผู้

, - Economy of knowledge - Services-based - innovation and digitalized based contribution to competitive advantage & differentiating 4 Global perspective: significance PRI Signatory growth in 2006-2021 3,826

perspective, all ratios were at extremely low risk level as bank loans were paid off. In respect of liquidity ratio, trade receivable day barely changed. Despite lower accrual from social security bureau

profit and more leverages. In addition, the improvement of return on equity was partly from the decrease of shareholders’ equity as mentioned above. For the financial risk perspective, despite the higher

this quarter, the ratios were not substantially changed yoy. Trade receivable and Trade payable period were decreased while inventory period was slightly increased. For the financial risk perspective

the sustainable profit and higher dividend payout ratio. From the financial risk perspective, all ratios were at extremely low risk level as bank loans were paid off in the 3rd quarter. In respect of

established any loss reserve in its accounts. Executive perspective for business trends in 2020 The Company's management foresees that, currently, the epidemic of the Coronavirus 2019 (COVID-19) and the economy

social security bureau. For inventory day, it increased 11 days comparing to the same quarter of last year. For the financial risk perspective, the ratio was at extremely low leverage with debt to equity

were barely changed comparing to the same quarter of last year. For the financial risk perspective, the ratio was at extremely low leverage with debt to equity ratio of 0.2x from 0.3x yoy. Please be

on current, transparent and qualified data. The credit approval processes and systems are designed to align with customers’ characteristics. Medium and Large Business customers with sophisticated