fluctuations and take appropriate steps where prudent to mitigate any deleterious effects. MANAGEMENT DISCUSSION & ANALYSIS 3Q 2018 14 NOV 2018 U CITY PCL 3Q 2018 MD&A (for the quarter ended 30 September 2018
ratio in this quarter stood at 49.31 percent. KBank also set aside a higher expected credit loss of Baht 3,047 million compared to the preceding quarter, with prudent consideration of factors in line with
Acquired Businesses/Assets is approximately 3 Million Metric Tons per annum. The acquisition structure and details of the products location wise are provided in Item 6 below. Moreover, the Acquired
future. Business wise H1 2019 was challenging particularly in the most recent quarter. Business sentiment in multiple industrial segments important to us has been impacted by the macro economy and the
: “Sales wise we had a very good third quarter buoyed by a strong market and good operational performance where we were able to run all available assets at full capacity including in our recently acquired
accidents. Business wise Q3 2019 as in Q2 the macro economy and the competitive landscape remains challenging. The continuing weakness in the steel sector had a significant volume and revenue impact, but we
accounts at a prudent level. This is in line with the Bank’s conservative business management approach under both normal economic conditions and recession. The Bank’s financial position remained healthy with
Pattaya. The amount also includes administrative expenses associated with GLAND’s operations since the acquisition in 3Q18 onwards. Nonetheless, CPN demonstrated prudent cost control measures and closely
for the sale of condominium projects at 38.0% as planned. Hence, CPN is determined to exercise effective cost management and prudent cost control measures to maintain its profitability. Net profit for
ratio for the sale of condominium projects at 42.7% (the first six months of 2018 at 42.0%). Hence, CPN is determined to exercise effective cost management and prudent cost control measures to maintain