services and investment. One notable initiative was development of the QR KBank – an e-wallet application which can be used for top-up, funds transfer and QR payment, available in Lao People's Democratic

sustainability development via 56-1 One Report and make a reference to the sustainability development report for details. 4. Management Discussion and Analysis (MD&A) Disclose the management discussion and

sustainability development report, summarize only the essences of the contents under the four topics on the business sustainability development via 56-1 One Report and make a reference to the sustainability

leveraging of our strength as Thailand’s number-one digital banking provider, with the aim of becoming the Customers’ Life Platform of Choice under our core strategy of Customer Centricity for our business

 Digital Risk Management 18  Strategic Risk Management 19 3. Business Directions and Operations of Core Businesses 21 3.1 Sustainable Development and Corporate Governance 21 3.2 Business Directions of

shares of BTS Sansiri Holding Twenty Limited Land owner and property development for sale 100.00 500,000 100.00 50.00 35 Ordinary shares of BTS Sansiri Holding Twenty One Limited Land owner and property

Percentages 16 Ordinary shares of BTS Sansiri Holding One Limited Land owner and property development for sale 100.00 500,000 100.00 50.00 17 Ordinary shares of BTS Sansiri Holding Two Limited Land owner and

Italian-Thai Development Public Company Limited Italian-Thai Development Public Company Limited (“ITD”), a listed company, had duties to prepare and submit a form 56-1 One Report for the year 2023

Pace Development Corporation Public Company Limited Pace Development Corporation Public Company Limited, a securities issuer, failed to prepare and submit (1) the audited financial statements for the

Apex Development Public Company Limited Apex Development Public Company Limited (“APEX”) had duty to prepare and submit the annual financial statement for year 2023 and Form 56-1 One Report for year