reclassification of risky industries, and those industries under control. At the same time, KBank has remained cautious in credit underwriting of retail customers’ loans (consumer loans), and focused mainly on
and bill payment transactions made via our four mobile and internet banking channels, i.e., K PLUS, K PLUS SME, K-Cyber and K-Cyber SME; these are the most sought-after services among our retail and SME
and business opportunities in each individual sector and area across all industries. In parallel, we focused on the development of technological solutions with the aim of becoming “Customers’ Life
trading company distributing IT and mobile merchandises and has a distribution channel covering area of all over Thailand. The product groups distributed by S-TREK can be categorized into the followings: 1
Prempojwattana. At present, S-TREK has no subsidiary and/or joint company. S-TREK is a trading company distributing IT and mobile merchandises and has a distribution channel covering area of all over Thailand. The
governance, appropriate risk management and effective cost management. At the same time, we have focused on collaboration and synergy with other companies within KASIKORNBANK FINANCIAL CONGLOMERATE, Muang Thai
businesses. We also prioritize risk assessment through prudent screening and close monitoring of borrowers. At the same time, KBank has focused mainly on borrowers with good track records, as well as existing
global-standard data leak prevention system for broader coverage: Significant efforts range from the classification and assessment of risks arising from data usage to employees’ use of mobile devices, to
’ loans, and focused mainly on borrowers with good track records, and existing low-risk customers. 2.2 Market Risk Management During this quarter, the Thai and US interest rates moved in accordance with the