in 2017, as a result of soaring energy prices at home in line with higher oil prices in the global market. For Thai monetary policy, the Bank of Thailand’s policy rate is expected to stay low at 1.50

IFRS Club and the Thai Bankers’ Association. For our internal management, we have expedited development and improvement of database and the design of work system and IT structure in 7 order to

trust and, in turn, more effective dialogue. We have a valuable asset in our voice—and we should use it. What responsibilities do we have as investors? One of the most important is to use our voice to

Market Risk Management In the first quarter of this year, the COVID-19 pandemic which has increased in its severity and it is expected to be prolonged across the globe crippled multiple Thai economic

customers, we have continually conducted PR campaigns in major shopping areas such as Siam Square, Chatuchak Weekend Market and The Platinum Fashion Mall, Pratunam. Meanwhile, KBank’s policy is to introduce

market expansion and liquidity. We have set out on a mission to establish the Thai capital market as the key economic driver whose function is to create balance and stability in the financial system, long

and skills who is independent from the persons who formulate or administer the plan; (3) report the evaluation results under subclause (2) to the board of directors and the SEC Office within ninety days

effectively and have access to accurate, relevant and timely information. The board should appoint a company secretary with necessary qualifications, knowledge, skills, and experience to support the board in

transactions via multiple platforms in a highly competitive environment. At the same time, the core business of loans is likely to see limited growth pending clearer signs of economic recovery. Home loan and

the SET; to have an authority to process as deemed necessary and appropriate, concerning the above mentioned, and to ensure that the issuance and offering of the newly issued shares is complete. In